RESIDENCY HEALTH INSURANCE IN SPAIN
Residency Health Insurance in Spain for Foreign Residents
Moving to Spain and need private health insurance for your residence application? ASISA Health Residents combines comprehensive medical cover with no copays or waiting periods, a one-year policy and an immediate insurance certificate after successful purchase, giving you both practical healthcare in Spain and clear documentation for your next steps.
- Comprehensive private healthcare with no copays or waiting periods
- One-year policy with renewal available from the second year
- Immediate certificate and purchase up to 5 months in advance
PRIVATE HEALTH INSURANCE FOR RESIDENTS
Private health insurance for foreigners moving to Spain
Residency health insurance in Spain should do more than support paperwork. It should give you practical access to private healthcare once you are living here. ASISA Health Residents combines comprehensive medical cover, no copays or waiting periods, annual protection and an insurance certificate after successful purchase.
Health insurance built around life in Spain
Protect your healthcare needs while preparing for a longer-term move or residence in Spain.
Applying for residence?
Check the exact health insurance requirements of your residence route before completing your purchase.
Foreign residents
For people planning to establish longer-term residence in Spain.
Residence procedures
For situations where private health cover forms part of your residence planning.
Healthcare in Spain
Private medical cover for everyday healthcare once you are living here.
Insurance certificate
Documentation is available after successfully completing the purchase process.
ASISA HEALTH RESIDENTS PRICE 2026
How much does residency health insurance in Spain cost?
The price of ASISA Health Residents varies by age. Review the current 2026 rates together with the benefits included: comprehensive private medical cover, no copays, no waiting periods and annual protection. This makes it easier to compare the monthly cost with the level of healthcare you will actually have while living in Spain.
| Edad | Precio |
|---|---|
| 1 a 24 años | 46,00 €/mes |
| 25 a 44 años | 48,00 €/mes |
| 45 a 54 años | 58,00 €/mes |
| 55 a 59 años | 87,00 €/mes |
| 60 a 64 años | 108,00 €/mes |
| 65 a 69 años | 155,00 €/mes |
Tarifas mostradas de 1 a 69 años. Para menores de 1 año, consulta la tarifa aplicable. Primas sin impuestos legalmente repercutibles.
ASISA Health Residents is documented as a no-copay product with no waiting periods. Always review the applicable policy conditions before completing the purchase.
COMPREHENSIVE PRIVATE HEALTHCARE
What does ASISA Health Residents cover?
ASISA Health Residents provides comprehensive private healthcare for foreign residents in Spain. The documented cover includes emergency care, hospitalisation and specialised treatment, with no copays or waiting periods. It is designed to support both the practical use of private healthcare and longer-term residence needs.
MEDICAL CARE
Comprehensive healthcare
Private medical assistance during your period of residence in Spain.
SPECIALISTS
Specialised treatment
Access to specialist care included within the policy conditions.
EMERGENCY CARE
Medical emergencies
Emergency healthcare forms part of the documented product coverage.
HOSPITAL CARE
Hospitalisation
Hospital care is included within ASISA Health Residents medical coverage.
NO COPAYS
No copay for each included service
Included medical services do not generate an additional copay each time you use them.
NO WAITING PERIODS
Cover without waiting periods
The product is documented without waiting periods for its included coverage.
ANNUAL HEALTH INSURANCE
One-year health insurance with continuity for residents in Spain
ASISA Health Residents is arranged for an initial period of one year and can be purchased up to five months before the start date. If you remain in Spain, the product can be renewed from the second year using a Spanish IBAN, helping you move from initial residence arrangements to continued private healthcare coverage.
Built for a longer stay in Spain
The initial policy lasts one year, with a route to continued cover if you remain resident in Spain.
Renewal from year two
A Spanish IBAN is required for renewal from the second year.
One-year policy
Annual private health insurance for your initial period of cover.
Up to 5 months in advance
Arrange the policy before your planned start date in Spain.
Renewable
Continue the policy from the second year under the applicable conditions.
Card payment
The initial purchase can be completed using a payment card.
Tell us your residence route, start date and destination in Spain.
HEALTH INSURANCE AND RESIDENCE
What should you check when health insurance is required for residence in Spain?
Health insurance requirements depend on the residence route you are applying under. For example, non-working residence requires public or private health insurance with an insurer authorised to operate in Spain. Before purchasing a policy, confirm the exact conditions, dates and documentation required for your own application.
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01
RESIDENCE ROUTE
Identify your procedure
Requirements differ between residence and visa routes.
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02
COVERAGE
Check the health insurance conditions
Confirm what healthcare coverage must be demonstrated in your case.
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03
DATES
Confirm when your cover must start
Make sure the insured period matches the dates you actually need.
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04
DOCUMENTATION
Keep your insurance evidence ready
Confirm which policy or certificate document your procedure requires.
Important: health insurance may form part of a residence application, but purchasing a policy does not guarantee the approval of a visa or residence permit.
HEALTHCARE AFTER YOU MOVE
Medical network and healthcare access while living in Spain
Once you are living in Spain, the quality of your insurance depends on how easily you can use it. ASISA Health Residents has a specific medical network, so check the doctors, specialists and hospitals available in your province. The product also includes travel assistance up to €25,000 and repatriation in the event of death.
Check healthcare where you plan to live
Review the local medical network before choosing your policy, not after you need medical care.
Think beyond the paperwork
A residency policy should be useful for your healthcare throughout the year.
Medical centres
Check healthcare centres available close to where you will live.
Specialists
Review specialist access within the product's medical network.
€25,000 travel assistance
Travel assistance is included up to €25,000, subject to policy conditions.
Repatriation
Repatriation to the country of origin is included in the event of death.
YOUR RESIDENCE ROUTE MATTERS
Health insurance information for different ways of living in Spain
Your insurance needs can change depending on how you plan to live in Spain. A non-working residence visa, digital nomad route or family reunification process may involve different healthcare and documentation requirements. Use the route that matches your situation to understand what to check before choosing your policy.
RESIDENCY
Health insurance for residence in Spain
Understand private medical insurance for foreigners preparing to live in Spain.
NON-WORKING RESIDENCE
Health insurance for a non-lucrative visa
Review the healthcare and insurance considerations for non-working residence.
DIGITAL NOMADS
Health insurance for digital nomads in Spain
Understand healthcare cover for international professionals working remotely from Spain.
FAMILY
Health insurance for family reunification
Review healthcare needs when family members are included in your residence plans.
BEFORE YOU BUY
Four things to check before buying residency health insurance in Spain
Before buying residency health insurance, confirm four practical points: your residence route, the date your cover must start, the province where you will live and everyone who needs to be insured. These details help you compare the right policy period, medical network, documentation and overall cost before you commit.
RESIDENCE
Which route are you applying under?
Identify your procedure before deciding what insurance you need.
START DATE
When should your cover begin?
Check the policy start date before completing the purchase.
LOCATION
Where will you live?
Review doctors and hospitals available in your destination province.
FAMILY
Who needs to be insured?
If you are moving together, check the needs and dates of every person to be insured.
Tell us your residence route, start date and destination in Spain.
MOVING TO SPAIN
More health insurance information for foreigners moving to Spain
If you are still comparing private health insurance or need to understand how residence differs from a study stay, continue with the most relevant guide. You can explore the wider health insurance market in Spain, compare the student visa route or review ASISA Health Residents itself in more detail before deciding which option fits your plans.
HEALTH INSURANCE
Health insurance in Spain
Compare private health insurance for international residents and newcomers.
STUDENT VISA
Student visa health insurance Spain
Health insurance for international students planning to study in Spain.
ASISA PRODUCT
ASISA Health Residents
Detailed product information, coverage, annual duration and 2026 pricing.
VISA DOCUMENTATION
Documents for visas and residence in Spain
Review documents, certificates, translations and insurance evidence for immigration procedures.
FREQUENTLY ASKED QUESTIONS
Residency health insurance in Spain: frequently asked questions
Foreign residents usually want clear answers about eligibility, copays, waiting periods, hospitalisation, certificates, renewal and the medical network before purchasing a policy. These questions cover the main points to review when considering ASISA Health Residents for private healthcare and residence-related needs in Spain.
Do all residence permits in Spain require private health insurance?
No. Healthcare requirements depend on the specific residence route and your individual circumstances. Check the applicable official requirements first.
Does ASISA Health Residents have copays?
No. ASISA Health Residents is documented as a no-copay health insurance product.
Does the policy have waiting periods?
No. Health Residents is documented without waiting periods.
How long does ASISA Health Residents last?
The initial policy has a duration of one year.
Can I renew ASISA Health Residents?
Yes. Renewal is documented from the second year using a Spanish IBAN.
How early can I arrange the insurance?
The product can be purchased up to five months before the start date.
Does it include hospitalisation?
Yes. Hospitalisation forms part of the documented healthcare coverage.
Will I receive an insurance certificate?
Yes. A certificate is available after successfully completing the purchase process.
Does it include travel assistance?
Yes. The documented product includes travel assistance up to €25,000, subject to the applicable conditions.
Does buying insurance guarantee my residence permit?
No. Insurance may be one element of the application, but approval depends on the competent authority and the complete file.
RESIDENCY HEALTH INSURANCE GUIDANCE
Need help checking your residency health insurance before you buy?
If you already know your residence route, expected start date and province, we can help you review ASISA Health Residents before you buy. We will focus on the practical points that matter: price, coverage, policy dates, medical network and documentation, so you can make a better-informed decision without sending sensitive medical information.
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01
YOUR RESIDENCE
Tell us your situation
Residence route, expected start date and province.
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02
YOUR INSURANCE
We review the key points
Price, coverage, policy dates, network and certificate.
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03
NEXT STEP
Choose with clearer information
If the policy fits, you can continue with the purchase process.
Already an ASISA customer? If you are already an ASISA policyholder through another agent, we will not be able to assist you. For inquiries regarding your policy (medical directory, payments, authorizations, changes, or incidents), please contact your ASISA Agent or Broker, your nearest ASISA branch, or call ASISA at: +34 91 991 19 99
